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Checking Comparison Table
Accounts | Kasasa Cash Back® | Kasasa Cash® | Elite Checking | Classic Club Checking |
---|---|---|---|---|
Monthly Service Fee | None | None | None | $9.95 service charge each statement cycle; $5 discount for anyone age 60+ |
Rewards |
|
| 0.10% APY** interest bearing on total balance |
|
Refunds on ATM Withdrawal Fees* | Up to $12 monthly | Up to $12 monthly* | None | None |
Free Checks | None | None | None | Free Unlimited Basic Checks |
Discounts and AD&D | None | None | None | Yes |
Learn More |
APY = Annual Percentage Yield
Find the right account for you
Kasasa Cash Back®
Get FREE checking that pays you back. Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees^ - every month.
BENEFIT
- Free checking that pays you back
- 4.00% cash back on debit card purchases^
- No category restrictions on purchases
- Cash back earned on up to $250 in purchases monthly
- Earn up to $120 cash back per year, $10 per month
- Refunds on ATM withdrawal fees, nationwide (up to $12 monthly)
- No minimum balance to earn rewards
- No monthly service fee
- Free Visa® debit card
- Free digital banking, including:
- Free telephone banking (Touch Tone Teller)
- My Cards (monitor and control your debit card transactions) and Wallet Pay available
- $100 minimum deposit to open
Here's how easy it is to earn cash back:
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eDocuments
But if you don't meet these qualifications, don't worry - your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.
Kasasa Cash Back® Disclaimer
Kasasa Cash®
Choose free checking that pays high interest and refunds on ATM withdrawal fees* - just for banking with us.
BENEFITS
- Free checking that pays high interest
- 4.00% APY on balances up to $35,000
- blended APY ranges from 1.11 to 4.00% on balances over $35,000 depending on balance in account
- 0.10% APY* if qualifications are not met
- Refunds on ATM withdrawal fees, nationwide (up to $12 monthly)
- No minimum balance to earn rewards
- No monthly service fee
- Free Visa® debit card
- Free digital banking, including:
- Free telephone banking (Touch Tone Teller)
- My Cards (monitor and control your debit card transactions) and Wallet Pay available
- $100 minimum deposit to open
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 ACH credit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled and agree to receive eDocuments
And if you don't meet these qualification, don't worry - your account is still free. Plus, you'll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you quality.
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Elite Checking
The interest bearing checking account with no maintenance fee!
BENEFITS
- Free Checking with no minimum balance requirement
- Earn interest - 0.10% APY paid on all balances (no other qualifiers)
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Classic Club
The checking account that gives you discount incentives along with AD&D insurance and free checks.
$9.95 service charge each statement cycle, however there is a $5 discount for anyone age 60 or greater.
BENEFITS
- AD&D insurance ($30,000 for individual account, if joint account the coverage is $15,000 per person, if there are 3 people on the account the coverage is $10,000 per person.)
- Prescription Discount Card
- Safe Deposit Box Discount of $5.00 annually
- FREE Unlimited Basic Checks
- Hotel/Motel Discounts
- Shopping/Entertainment Discounts
- CyberScout
- Personal Estate Guide
- Official Checks at no charge
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