Personal Savings

Savings Account

The account perfect for saving money

We will give you:

• Competitive interest rates on balances above $25, paid quarterly
• Up to nine free withdrawals per quarter; $2 each thereafter
• Unlimited withdrawals and transfers made in person or at an ATM if balance remains above $1,000

No quarterly service charge if you maintain a $100 minimum daily balance, if balance falls below $100 a $3 service charge will be applied.

Money Market

The account that maximizes your earnings with tiered interest rates

We will give you:

• A competitive interest rate paid on daily balances based on the following tiers:
• Tier 1: $0-$2,499.99
• Tier 2: $2,500-$9,999.99
• Tier 3: $10,000-$24,999.99
• Tier 4: $25,000-$49,999.99
• Tier 5: $50,000-$99,999.99
• Tier 6: $100,000+
• Unlimited withdrawals and transfers made in person or at an ATM

No monthly service charge if you maintain a $2,500 minimum daily balance, if balance falls below $2,500 a $6.50 service charge will be applied.

Certificate of Deposit (CD)

The account that earns a higher interest rate for a set period of time

• Competitive interest rates
• Terms ranging from 3 months to 3 years
• Interest can be compounded quarterly to the CD, mailed by check or deposited to your LNB checking or savings account monthly.
• Subject to a penalty for an early withdrawal

Individual Retirement Account (IRA)

The account that helps you plan for your retirement. Set aside retirement funds each year in a Traditional IRA

• Competitive interest rates
• Contributions may be tax-deductible
• Terms ranging from 6 months to 3 years
• Interest is compounded quarterly
• Subject to a penalty for an early withdrawal