Rates

Deposit Accounts

Checking and Savings Account Rates To earn the apy, the minimum balance is required
Account Type and Minimum Balance	Interest Rate or Cash Back	Annual Percentage Yield (APY)
Kasasa Cash Back® - Qualified
No minimum balance	Up to $10 per month cash back	Up to $120 cash back per year
Kasasa Cash Back® - Non Qualified
No minimum balance	0% cash back on debit card purchases
Kasasa Cash® - Qualified
$0-$35,000	3.93%	4.00%
$35,000.01+	0.10%	blended APY ranges from 1.11% to 4.00% depending on total balance
Kasasa Cash® - Non Qualified
All balances	0.10%	0.10%
Elite Checking
All balances	0.10%	0.10%
Classic Club
$9.95 monthly service charge with benefits	no interest earned	no interest earned
Business NOW Checking
$1,500+	0.10%	0.10%
Savings
$25+	0.25%	0.25%
Money Market
$0-$2,499.99	0.50%	0.50%
$2,500-$9,999.99	0.50%	0.50%
$10,000-$24,999.99	0.50%	0.50%
$25,000-$49,999.99	0.50%	0.50%
$50,000-$99,999.99	0.50%	0.50%
$100,000+	0.50%	0.50%

Rates effective as of 1/1/2025

Minimum Opening Deposit for Checking and Savings Accounts is $100

The interest rates and annual percentage yields may change. At our discretion, we may change the interest rate on your account at any time. Fees may reduce earnings.

Certificate of Deposit (CD) and Individual Retirement Account (IRA) Rates
Term	Interest Rate	Annual Percentage Yield (APY)
Certificate of Deposit (CD)
3 months-36 months	Contact Us for current rates	Contact Us for current rates
Individual Retirement Account (IRA)
6 months-36 months	Contact Us for current rates	Contact Us for current rates

*Early withdrawal penalties apply.

Loan Rates

Vehicle Loan Rates

Please give us a call at 855-351-2265 for our current rates on new and used vehicles.

Consumer Real Estate Loan Rates

We offer 3 year and 5 year Adjustable Rate Programs with terms up to 20 years. Give us a call today so we can help you lock in your rate.

Mortgage Loan Rates

We have two types of loans to choose from: Conventional Loans and VA/FHA Loans.