Treasury Management

Working together with you, our bankers will help you find the right solutions for your business. From managing your money, payments, and receivables to protecting you from fraud, our treasury services are here to make your job easier.

Call 855-351-2265 or Drop in today to experience banking the right way, your way!

Treasury Management Services

MANAGE YOUR MONEY	MANAGE YOUR PAYMENTS	MANAGE YOUR RECEIVABLES	FRAUD PROTECTION
Small Business Checking For the business that has low-to-moderate transaction volume.	Automated Clearing House (ACH) Origination Electronically originate payments from any of your LNB checking accounts.	Automated Clearing House (ACH) Origination Electronically collect payments from customers and vendors or other third party relationships.	Positive Pay A method to reduce the exposure to unauthorized paper checks, ACH Credits and Debits. Combat fraud with Positive Pay, a service that electronically matches the checks presented for payment against a list of checks authorized and issued by you. If the checks do not match, the item will not automatically clear.
Regular Commercial Checking For the business that maintains a larger account balance and has a moderate-to-high transaction volume. Offset service charge and transaction fees with an earnings credit.	Business Debit Cards Make everyday business purchases using your card and the funds will be withdrawn directly from your business account.	LockBox Service An efficient, safe, and cost-effective solution for you to receive, deposit, and post payment receipts for low to high volume remittance accounts.	ACH Debit & Credit Allows you to review ACH items processing on your account and make decisions if an item needs to be returned. The capability to add ACH companies to blocked or approved lists, help Positive Pay provide a list of items needing your review for possible fraud. Each block and/or approved list can be customized by date range, amount range and frequency if needed.
Business NOW Interest bearing account. Available to sole proprietors, not-for-profit organizations, and public entities.	Corporate Credit Cards Earn rewards for your business, simplify employee expense accounts while controlling their expenditures.	Merchant Services A flexible and convenient solution for accepting credit/debit card payments.
Business Money Market The account that maximizes your earnings with tiered interest rates.	Bill Payment Ensure your bills are paid without the worry of writing checks or the expense of stamps.	Remote Deposit Capture Make deposits without leaving your office. Electronically deposit checks securely into your account using a scanner and software.
Business Online Banking Allows you to manage your finances with more efficiency, flexibility and control than ever before. Take advantage of our innovative online features to control your business and personal accounts with a single login.	Online Wire Transfers Securely send or transfer funds with same day availability.	Mobile Deposit Deposit checks with your mobile device.
myLiberty Business Mobile Banking Bank virtually anywhere. Access your Liberty National Bank accounts through your mobile device.
Zero Balance Accounts Make use of every dollar by concentrating funds at the end of each day from your separate accounts into your operating account.
Sweep Accounts Automate your management of excess funds through a daily sweep service that automatically sweeps excess funds over a pre-determined target balance, maximizing your interest income/minimize your interest expense.

MANAGE YOUR MONEY

MANAGE YOUR PAYMENTS

MANAGE YOUR RECEIVABLES

FRAUD PROTECTION

Small Business Checking

For the business that has low-to-moderate transaction volume.

Automated Clearing House (ACH) Origination

Electronically originate payments from any of your LNB checking accounts.

Automated Clearing House (ACH) Origination

Electronically collect payments from customers and vendors or other third party relationships.

Positive Pay

A method to reduce the exposure to unauthorized paper checks, ACH Credits and Debits. Combat fraud with Positive Pay, a service that electronically matches the checks presented for payment against a list of checks authorized and issued by you. If the checks do not match, the item will not automatically clear.

Regular Commercial Checking

For the business that maintains a larger account balance and has a moderate-to-high transaction volume. Offset service charge and transaction fees with an earnings credit.

Business Debit Cards

Make everyday business purchases using your card and the funds will be withdrawn directly from your business account.

LockBox Service

An efficient, safe, and cost-effective solution for you to receive, deposit, and post payment receipts for low to high volume remittance accounts.

ACH Debit & Credit

Allows you to review ACH items processing on your account and make decisions if an item needs to be returned. The capability to add ACH companies to blocked or approved lists, help Positive Pay provide a list of items needing your review for possible fraud. Each block and/or approved list can be customized by date range, amount range and frequency if needed.

Business NOW

Interest bearing account. Available to sole proprietors, not-for-profit organizations, and public entities.

Corporate Credit Cards

Earn rewards for your business, simplify employee expense accounts while controlling their expenditures.

Merchant Services

A flexible and convenient solution for accepting credit/debit card payments.

Business Money Market

The account that maximizes your earnings with tiered interest rates.

Bill Payment

Ensure your bills are paid without the worry of writing checks or the expense of stamps.

Remote Deposit Capture

Make deposits without leaving your office. Electronically deposit checks securely into your account using a scanner and software.

Business Online Banking

Allows you to manage your finances with more efficiency, flexibility and control than ever before. Take advantage of our innovative online features to control your business and personal accounts with a single login.

Online Wire Transfers

Securely send or transfer funds with same day availability.

Mobile Deposit

Deposit checks with your mobile device.

myLiberty Business Mobile Banking

Bank virtually anywhere. Access your Liberty National Bank accounts through your mobile device.

Zero Balance Accounts

Make use of every dollar by concentrating funds at the end of each day from your separate accounts into your operating account.

Sweep Accounts

Automate your management of excess funds through a daily sweep service that automatically sweeps excess funds over a pre-determined target balance, maximizing your interest income/minimize your interest expense.

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Treasury Management